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Latest Listings: Chicago South Suburbs, Homewood and Flossmoor Illinois home buying, real estate listings, and homes for sale in Cook County, IL

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Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	What land did the U.S. Government buy for $7.2 million?
A	The U.S. bought all of Russian America (Alaska) from the Russian Czar in March 1867.
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Carol Moore, REALTORŽ, real estate agent and broker for Chicago South Suburbs, Homewood and Flossmoor Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Carol Moore
RE/MAX South Suburban
19740 S. Governors Highway
Flossmoor, IL 60422
Tel: 708-339-1000
Tel: 708-922-1159
Fax: 708-339-1000
Email: AskCarol@CMooreHomes.com
Carol Moore is committed to providing exceptional service to her clients. Serving the Homewood, Flossmoor, the south suburbs and the south side of Chicago, Carol brings a wealth of knowledge and information to help you make the best real estate investment.

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