Chicago South Suburbs, Homewood and Flossmoor real estate and homes for sale in Illinois, single family homes, townhomes, condos - Carol Moore, REALTOR® Carol Moore REALTOR(r) for Chicago South Suburbs, Homewood and Flossmoor, Illinois real estate, single family homes, townhomes, condos - NUMBER1EXPERT™ Carol Moore NUMBER1EXPERT(tm) for Chicago South Suburbs, Homewood and Flossmoor, Illinois real estate, single family homes, townhomes, condos
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Carol Moore, REALTORŪ, real estate agent and broker for Chicago South Suburbs, Homewood and Flossmoor Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why I am a top real estate expert. Call me: (708)339-1000.


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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Mortgage Prequalification: Chicago South Suburbs, Homewood and Flossmoor Illinois home buying, real estate listings, and homes for sale in Cook County, IL
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Chicago South Suburbs, Homewood and Flossmoor real estate agent to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Where in the United States will you find the largest concentration of million-dollar homes?

A 
There are almost 314,000 million-dollar homes in the United States, and 41% of these are located in California.
See More Real Estate Trivia >

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Carol Moore, REALTORŪ, real estate agent and broker for Chicago South Suburbs, Homewood and Flossmoor Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Carol Moore
RE/MAX South Suburban

19740 S. Governors Highway
Flossmoor, IL 60422
Tel: 708-339-1000
Tel: 708-922-1159
Fax: 708-339-1000
Email: AskCarol@CMooreHomes.com

Carol Moore is committed to providing exceptional service to her clients. Serving the Homewood, Flossmoor, the south suburbs and the south side of Chicago, Carol brings a wealth of knowledge and information to help you make the best real estate investment.

Equal HousingMLSREALTOR


Re/Max South Suburban real estate and homes for sale in Chicago South Suburbs, Homewood and Flossmoor Illinois

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